May delivered 34,891 residential sales across Canadian MLS systems, the first number in 2025 that the Canadian Real Estate Association was willing to call meaningful. Up 5.7% from April. Up 4.6% year over year. The release called it proof the spring market finally arrived. Missing from the
Average asking rents in Canada dropped roughly $100 year-over-year in May, the first time in three years that June hasn't brought the usual pre-summer price surge. Tenants celebrating early should read the fine print. That $100 decline, measured against a national average near $2,100,
Why Higher Mortgage Rates Aren't the Real Problem in B.C. Housing B.C. home sales in May 2026 fell below the 10-year seasonal average by double digits. Fixed mortgage rates are hovering near 5%, unemployment has climbed to 5.5%, and days-on-market are stretching
A six-person tech consultancy in Richmond laid off two contractors in April. The owner isn't panicking yet, but she's stopped looking at condos in Burnaby. That one decision, repeated across thousands of households in the Lower Mainland, is why active listings in Greater Vancouver rose
Gold touched $2,847 per ounce last Tuesday before sliding 4% by Friday's close. That single-week swing captures the pressure facing the S&P/TSX Composite, where materials and energy together still command roughly 30% of index weighting. When commodities retreat, Canadian equities feel it immediately,
Tyler Yates spent a decade as an IT contractor fixing servers in boardrooms across Canada. By 2012, he had done enough client travel for one lifetime. He came home to Sarnia, Ontario, population 70,000, and started asking his friend Nick L'Ecuyer questions about the mortgage on his
The mortgage broker who gets remembered isn't the one who funded the most straightforward deals. It's the one who took the calls no one else returned. Jared Dreyer founded Dreyer Group Mortgages in Surrey, BC in 1992. Three decades and $3 billion in funded mortgages later,
Nobody calls me first. They call me after three brokers have already said no. The self-employed contractor who's been making $180,000 a year for six years but only shows $54,000 on paper. The divorced borrower with a 610 beacon and $340,000 in equity who
The overnight rate sits exactly where the Bank of Canada left it. Again. That steadiness feels like good news, especially if you just finished explaining to a relative why mortgage rates aren't falling as fast as they hoped. But a rate hold isn't a pause button
Selling a house in Canada without a Realtor means keeping roughly 2% to 2.5% of the sale price, the listing agent's cut. On a $750,000 property, that's $15,000 to $18,750 that stays in your pocket at closing. What doesn't stay
Canadians added $11.3 billion in new mortgage debt during the first quarter of 2026. That's the slowest quarterly growth since early 2024, and it arrived at the worst possible time. Because while borrowing has decelerated, the cost of servicing the debt that households already carry has not.
The $7,000 TFSA contribution limit for 2026 brings total lifetime room to $102,000 for anyone eligible since 2009. That's real money to deploy. Picking where to deploy it matters more than most investors think, because "free" rarely means free, and the gap between a