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The renewal crunch: what happens when your pandemic-era mortgage comes due

The renewal crunch: what happens when your pandemic-era mortgage comes due

The standard renewal pattern in Canada is five years. Lock in a rate, make payments, renew when the term ends. For borrowers who signed in 2020 or 2021 at rates between 1.5% and 2.2%, that renewal is happening now, and the new rate is somewhere between 4% and

By Jason 27 May 2026
Canada's Dollar Just Swapped Oil for Gold: What That Means for Cross-Border Portfolios

Canada's Dollar Just Swapped Oil for Gold: What That Means for Cross-Border Portfolios

The Canadian dollar stopped caring about oil prices somewhere around February. That's not a slow drift. It's a structural break. The rolling correlation between the loonie and West Texas Intermediate crude has turned negative in 2026, a sharp reversal from the tight positive relationship that held

By Jason 27 May 2026

This is a test article

Welcome to my new site, I want to see if I can successfully display a banner ad for a partner on this site.

By Marsha Lovell 26 Feb 2026
Coming soon

Coming soon

This is contentflow, a brand new site by Jason that's just getting started. Things will be up and running here shortly, but you can subscribe in the meantime if you'd like to stay up to date and receive emails when new content is published!

By Jason 26 Feb 2026
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